"When my son was hospitalized, we thought that we would lose everything. Being able to borrow the money we needed now until payday saved our home and helped us keep our minds on the important things. "

Kim in Arizona

"Applying online for this loan was simple. All I had to do was fill in a simple form and within hours, my loan was in my checking account. Thanks for making it so easy to make ends meet. I will definitely use this service again."

Alex in Colorado

How to Compare Online Payday Loan Companies

It always helps to have options, regardless of what it is that you are trying to do.  This becomes especially true, however, whenever you are dealing with financial matters.  If you find yourself in a situation where you need to look for a payday loan to get you over until your next paycheck, there certainly are plenty of companies that are available on the Internet for you to choose from.  Making the right choice by being informed of the differences between these companies can make all the difference in your overall experience of getting one of these loans.

The first thing that should really be said is that any legitimate online payday loan company is basically going to have the same terms as each other. There may be slight differences here and there, but for the most part these companies are regulated on a state level so they are going to have the same basic caps and loan requirements as each other. Even so, it still helps to dig a little bit deeper to find out if some of the options would make it easier for you to get your money or perhaps allow you to get it slightly faster. As long as you're going with a legitimate company with decent online secured it, however, you are in pretty good shape.

One of the first things that you're going to look for when comparing these online payday loan companies is the requirements that are necessary in order for you to get the loan. Almost every company is going to have a minimum age requirement, typically 18 years of age and they are all going to require that you be a United States citizen. Aside from that, you will need to have employment but the length requirements of the employment will vary from one company to another. One other thing that you are going to need to have is a checking account in good standing. The length of time that a checking account has been in good standing, however, may take some looking into on your part if you have had trouble in the past.

A very convenient thing for you to choose is one of the Faxless payday loans that are on the Internet. Each of these Internet payday advance loan companies are going to have online forms that need to be filled out and submitted. Some companies are going to require that you fax them verification of your employment and/or your checking account information. With a Faxless payday loan, you do not need to provide them with a faxed copy of this information.

There are other things that need to be taken into consideration, such as the length of the loan and any fees that may be associated with it. As I stated earlier, these will be very similar to each other, depending on the state in which you reside. There may be ways for you to save a few dollars here and there, however, so it does make it worth looking into and checking the fine print before you sign on the dotted line.

This site does not make any credit decisions. It is designed to help you find the right company to go through. This site does not represent any single company. The application process may be different from one company to another.  In no way are you guaranteed to be approved for any funds from this site.  You will need to contact the lender to determine what is needed for the application process.